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Opening a joint bank account: The pros and cons.

If you’re in a serious relationship in which food, bills, utilities and other expenses are paid for together, you may be tempted to open up a joint bank account. However, you may be unsure whether it is the right move. Here we look into the possible impacts of a joint account. Statistics from the Norwich… Read More

Extreme Couponing – Can this American trend cut shopping costs in the UK?

Over the years the UK has taken on board many ideas and trends from our American counterparts. One such trend raising a few eyebrows is ‘extreme couponing’ – using coupons and vouchers to secure vast discounts to shopping bills or purchase large quantities of goods for stockpiling. The main questions posed: Can this idea take… Read More

The facts about Universal Credit

If you are confused by the new Universal Credit you are not on your own. Many people are still not clear about how they will be affected or what they need to do. If that sounds like you don’t panic, help is at hand. Here are some facts on Universal Credit you may find helpful… Read More

Some facts about bankruptcy

Bankruptcy is not an easy subject to discuss and that can make it difficult to understand. At Payplan we are often asked about bankruptcy and, although we do not specifically deal with it on behalf of our clients, we want to highlight what it entails. Some of the key questions we are asked are: What… Read More