New year, new you. Changing your spending habits
The New Year is always a good time to try something new or change things in your life that you are not happy about.
With the state of the economy getting worse and families seeing the biggest squeeze to their budgets for 60 years, many may be seeing the New Year as an opportunity to change the way they are spending their money.
If you are looking to change your spending habits, here are a few top tips.
- Write down all of your expenditure and see where you are spending your money. From this you can look at areas that are excessive or where you know you spend too much.
- For all of your utilities you can use comparison websites to see how much you can save. If it turns out that you have the best deals then you haven’t lost anything. However you could save yourself lots of money if you find a cheaper deal.
- On your grocery shop, why not switch to the supermarket own brands. Alternatively why not switch supermarkets? Try going to your local supermarket to buy cheaper fresh fruit and vegetables or visit one of the low budget supermarkets.
- Make use of loyalty card points and use them wisely. Tesco Clubcard and Sainsbury’s Nectar Card have double value vouchers if they are spent on certain items, so it is always worthwhile checking.
- Instead of cutting out luxuries, sign up to discount websites such as Groupon to get the things you love, for less.
How will you change the way you spend?
Written by Gemma on January 4th, 2012
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