I recently came across a thread on a forum where a debtor asked “what can I do about my debt?” The reply from a debt advisor suggested that they call a free debt advice agency such as Payplan to get free and impartial advice. To which a reply for another forum user suggested they set up a plan with their creditors without the help of anyone else.
This got me thinking: it is always an option for a debtor to arrange their own plan with their creditors but people still choose to enlist the help from people like us at Payplan. My question is, why? Some debt management companies, like Payplan, are free however there are some out there that charge a fee for the service that they provide.
In order to answer my question, I decided to ask our followers on Facebook and Twitter…
Nick said, “It would have been a big job to write to all my creditors. Payplan certainly helped. But what a relief it was to get some help! You can only battle on so much before the stress gets to you.”
Adam said “It certainly lifted the weight from my shoulders about worrying when my next red bill was coming through the door, and the stress of paying different companies. Now I have only one outgoing payment and I’m so much happier.”
Nicki said “It kept the wolves from the door. My stress levels were losing me sleep and stopping me enjoying life. Now I am happy because Payplan is in control.”
Craig said “[I] was drowning in debt with no end in sight. So nice to have someone fight your corner.”
People understand that they can if they choose to arrange a plan directly with their creditors, however it seems people like to have the support that is given to them through people like us at Payplan.
What are your views? We would love to hear from you.
Written by Gemma on November 23rd, 2011
Filed Under debt advice, debt help | Trackback | 1 Comment
June Durkin saysIts not just the debts its the stress that goes with it along with dreading the post coming through the door! Unison had a leaflet on payplan and I made the first call – wow, I was very impressed and they sorted my budget out for me and the family, things do get tight but I am a happier person now.
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