Don’t let your finances go up in smoke.
The most common phrase we hear when our clients call is “I wish I had called you sooner.” Some bury their heads in the sand whilst others ignore things completely, hoping the problems will go away.
Burying your head in the sand and ignoring your debts can only make matters worse. To keep your finances in order you need to face them head on.
Here are some helpful tips:
- Contact each of your creditors and find out exactly how much you owe.
- Put together a financial statement to see exactly what you have coming into the household each month and what is going out.
- Calculate what your contractual payments are for each creditor, if you have enough surplus income to pay the creditors then you know you can stop panicking.
- If your surplus income doesn’t cover your payments then contact us and we can help arrange a plan with your creditors with you.
Written by Gemma on November 5th, 2011
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